Best Health Insurance Policy for Age 40+ in India (2026): HDFC ERGO vs ICICI Lombard vs Bajaj Allianz vs Aditya Birla vs Niva Bupa
High sum insured (₹10 lakh to ₹25 lakh minimum) No room rent restrictions Strong claim settlement support Coverage for lifestyle diseases Restoration of sum insured Large cashless hospital network Lifelong renewability After comparing the leading plans from HDFC ERGO, ICICI Lombard, Bajaj Allianz, Aditya Birla Health, and Niva Bupa, the following policies stand out. [hdfcergo.com],
